Brokered CDs

Brokered CD Rates: Compare New-Issue CDs

Brokered CDs are bank-issued CDs you buy through a brokerage account. They let you choose from many banks in one place and can be sold before maturity — at market price.

Display date Oct 29, 2026 · By the CompareCDRate editorial team · About our dates · How we verify rates

6 CD listings shown.

CD listings with APY, term, minimum deposit, early withdrawal terms and source date
Listing	APY	Term	Min. deposit	Early withdrawal	Display date ?	Actions
Brokered CD from an FDIC-insured bankListing #H28NM · details on inquiryBrokered · FDIC	up to 5.00%	2 years	$1,000	No bank penalty; can be sold on the secondary market, possibly for less than you paid	Oct 29, 2026 Brokerage's published rates	Inquire about this CD for listing H28NM, 5.00% 2 yearsCompare listing H28NM
Institution Shared with you directly after you inquire Availability Brokerage account required Note Highest yield the brokerage displayed for this term; inventory may include callable CDs. Insurance Issued by an FDIC-insured bank Rate source Brokerage's published rates Display date Oct 29, 2026 (today, U.S. Eastern Time — not a verification date)
Brokered CD from an FDIC-insured bankListing #85LCG · details on inquiryBrokered · FDIC	up to 4.85%	18 months	$1,000	No bank penalty; can be sold on the secondary market, possibly for less than you paid	Oct 29, 2026 Brokerage's published rates	Inquire about this CD for listing 85LCG, 4.85% 18 monthsCompare listing 85LCG
Institution Shared with you directly after you inquire Availability Brokerage account required Note Highest yield the brokerage displayed for this term; inventory may include callable CDs. Insurance Issued by an FDIC-insured bank Rate source Brokerage's published rates Display date Oct 29, 2026 (today, U.S. Eastern Time — not a verification date)
Brokered CD from an FDIC-insured bankListing #5GJBA · details on inquiryBrokered · FDIC	up to 4.80%	1 year	$1,000	No bank penalty; can be sold on the secondary market, possibly for less than you paid	Oct 29, 2026 Brokerage's published rates	Inquire about this CD for listing 5GJBA, 4.80% 1 yearCompare listing 5GJBA
Institution Shared with you directly after you inquire Availability Brokerage account required Note Highest yield the brokerage displayed for this term; inventory may include callable CDs. Insurance Issued by an FDIC-insured bank Rate source Brokerage's published rates Display date Oct 29, 2026 (today, U.S. Eastern Time — not a verification date)
Brokered CD from an FDIC-insured bankListing #R9QVW · details on inquiryBrokered · FDIC	up to 4.58%	9 months	$1,000	No bank penalty; can be sold on the secondary market, possibly for less than you paid	Oct 29, 2026 Brokerage's published rates	Inquire about this CD for listing R9QVW, 4.58% 9 monthsCompare listing R9QVW
Institution Shared with you directly after you inquire Availability Brokerage account required Note Highest yield the brokerage displayed for this term; inventory may include callable CDs. Insurance Issued by an FDIC-insured bank Rate source Brokerage's published rates Display date Oct 29, 2026 (today, U.S. Eastern Time — not a verification date)
Brokered CD from an FDIC-insured bankListing #F4MZW · details on inquiryBrokered · FDIC	up to 4.35%	6 months	$1,000	No bank penalty; can be sold on the secondary market, possibly for less than you paid	Oct 29, 2026 Brokerage's published rates	Inquire about this CD for listing F4MZW, 4.35% 6 monthsCompare listing F4MZW
Institution Shared with you directly after you inquire Availability Brokerage account required Note Highest yield the brokerage displayed for this term; inventory may include callable CDs. Insurance Issued by an FDIC-insured bank Rate source Brokerage's published rates Display date Oct 29, 2026 (today, U.S. Eastern Time — not a verification date)
Brokered CD from an FDIC-insured bankListing #V3S8V · details on inquiryBrokered · FDIC	up to 4.27%	3 months	$1,000	No bank penalty; can be sold on the secondary market, possibly for less than you paid	Oct 29, 2026 Brokerage's published rates	Inquire about this CD for listing V3S8V, 4.27% 3 monthsCompare listing V3S8V
Institution Shared with you directly after you inquire Availability Brokerage account required Note Highest yield the brokerage displayed for this term; inventory may include callable CDs. Insurance Issued by an FDIC-insured bank Rate source Brokerage's published rates Display date Oct 29, 2026 (today, U.S. Eastern Time — not a verification date)

APY = annual percentage yield. Institution names are not published on this site; after you inquire, we share the details with you directly. The display date is today’s date in U.S. Eastern Time; it is not the date a rate was verified. We review listings regularly (last review: Oct 29, 2026) and keep a dated source record for every listing. Rates change often and may differ by region or deposit amount; confirm the current APY, minimum and early withdrawal terms with the institution before opening an account. "Up to" means the highest yield a brokerage displayed for that term. Rate methodology · How we make money · Important disclosures

Brokered yields above are the highest new-issue yields a major brokerage displayed for each term at our last review. The brokerage notes these may include callable CDs and that its display may lag live inventory. Brokerage and issuing-bank details are shared directly when you inquire. Check the call feature, issuing bank, and settlement date on the order screen before buying.

Brokered CDs vs. bank CDs

	Brokered CD	Bank or credit union CD
Where you buy	Through a brokerage account	Directly with the institution
Choice	Many issuing banks in one place	One institution per account
Interest	Usually simple interest, paid out	Usually compounds in the CD
Getting out early	Sell on the secondary market at market price	Pay the early withdrawal penalty
Call risk	Some CDs are callable	Rare
Renewal	No automatic renewal; cash returns to your account	Often renews automatically
Insurance	FDIC coverage of the issuing bank, when properly recorded	FDIC (banks) or NCUA (credit unions)

Before buying, read our brokered CD considerations.

FAQs

Where can I buy brokered CDs?

Most major online brokerages sell new-issue CDs from many banks. You need an approved brokerage account to buy one.

Do brokered CDs compound?

Typically not. Most brokered CDs pay simple interest into your brokerage account on a set schedule (monthly, quarterly, semiannually, or at maturity), so the quoted APY and the interest you actually collect can differ slightly from a compounding bank CD.

What if I need my money before a brokered CD matures?

You generally can’t cash it in with the bank. Instead, you can ask your brokerage to sell it on the secondary market, where the price may be higher or lower than face value depending on interest rates. A buyer isn’t guaranteed.

What is a callable brokered CD?

A callable CD can be redeemed by the issuing bank before maturity, usually when rates fall. That cuts off your interest and leaves you reinvesting at lower rates. Non-callable CDs can’t be redeemed early by the bank.

Exploring brokered CDs?

Tell us your term and deposit and we’ll respond with options — including non-callable brokered CDs if they fit.

Compare CD options Free to use. Availability and eligibility vary by institution.