Privacy Policy | CompareCDRate.com

This Privacy Policy explains how Compare CD Rate Ltd (“CompareCDRate,” “we,” “us”) collects, uses, and shares information when you use comparecdrate.com (the “Site”). By using the Site or submitting a form, you agree to the practices described here.

Information we collect

Information you give us

CD request form: the listing reference you asked about (if any), deposit range, preferred term, investment time frame, ZIP code, optional account type, goal and target maturity month, first and last name, email, phone number, and a record of any consent you give (including the consent wording, time, and page).
Rate alerts: email address, term, deposit range, and your email consent.
Contact form: name, email, topic, and message.

We don’t ask for, and you should not send, Social Security numbers, account numbers, or similar financial identifiers.

Information collected automatically

Device and usage data such as IP address, browser type, pages viewed, referring URL, and timestamps.
Marketing attribution data such as UTM parameters, ad click identifiers (for example, gclid), and landing page.

How we use information

To respond to your requests (including sharing institution details for listings you ask about), and to send the rate alerts you ask for
To match your stated preferences with CD options and, if you consent, with participating providers
To verify contact details and prevent duplicate, fraudulent, or abusive submissions
To contact you about your request by email or, if you provide it, by phone
To measure marketing performance and improve the Site
To comply with legal, regulatory, and recordkeeping obligations

How we share information

Participating providers — only with your consent. If you check the optional consent box, we may share your request and contact details with participating banks, credit unions, brokerages, or their authorized marketing partners so they can contact you about CD and savings options. Once shared, the recipient’s own privacy policy governs its use.
Service providers that host the Site, store form submissions, send email, or provide analytics, under contracts that limit their use of the data.
Legal and safety — when required by law or legal process, or to protect rights, safety, and the integrity of the Site.
Business transfers in connection with a merger, acquisition, financing, or sale of assets.

We do not sell your personal information for money.

Phone, text, and email consent

Submitting a CD request asks us to respond to it. Marketing consent is separate and optional: only if you check the consent box do you authorize CompareCDRate.com and participating providers to contact you about CD and savings options by phone, text message, and email, including calls and texts that may use automated technology or prerecorded messages. Consent is not a condition of any purchase. Leaving the box unchecked doesn’t prevent you from submitting. Message and data rates may apply. You can withdraw consent at any time by replying STOP to a text, using the unsubscribe link in an email, or emailing support@comparecdrate.com.

Cookies and analytics

We use cookies, local storage, and similar technologies to remember form progress and your cookie choice, capture attribution data, and — if you accept analytics cookies — measure site performance and ad conversions through services such as Google Analytics and Google Ads. You can decline analytics cookies in our cookie banner and block or delete cookies in your browser settings, though some features may not work properly.

Your choices and privacy rights

Unsubscribe from emails using the link in any message.
Stop texts by replying STOP.
Ask providers that contact you to place you on their internal do-not-call lists.
Depending on your state of residence, you may have the right to access, correct, delete, or obtain a copy of your personal information, and to opt out of targeted advertising or the sharing of your information. To make a request, email privacy@comparecdrate.com. We may need to verify your identity. We won’t discriminate against you for exercising your rights.

Data retention and security

We keep submitted information only as long as needed to fulfill your request and meet legal, compliance, and recordkeeping obligations, then delete or de-identify it. We use administrative, technical, and physical safeguards, including encrypted (HTTPS) transmission, but no method of transmission or storage is completely secure.

Children’s privacy

The Site is intended for U.S. residents aged 18 and older. We don’t knowingly collect personal information from children under 13.

Changes to this policy

We may update this policy from time to time. Changes take effect when we post the revised policy with a new effective date.

Contact us

Email privacy@comparecdrate.com or support@comparecdrate.com or by mail at 159 W. 25th Street, 4th Floor, New York, NY 10001, or use our contact form.